DeLorenzo Life & Health

Small business

Group coverage for two to fifty.

Group medical, level-funded alternatives, and ancillary lines. Start with a quote here, or send your employee list straight over.

Call or text, 24/7.

Step 1 of 520% done

Which describes you?

Pick the closest one. It points me the right way.

Your situation

Your options, plainly

What each one is, and who it tends to suit. You don't need to pick. That's what the conversation is for.

  • Fully insured group

    Predictable monthly premium, carrier carries the risk.

    Best for: Most small teams

  • Level funded

    Self-funded underneath with a fixed monthly cost and a possible refund.

    Best for: Healthier groups willing to underwrite

  • ICHRA

    You fund a tax-free allowance, employees buy their own individual plan.

    Best for: Teams spread across many states

  • Group dental & vision

    Low-cost ancillary lines that move the needle on retention.

    Best for: Rounding out a benefits package

  • Group life & disability

    Basic life and short-term disability at group rates.

    Best for: Competing for talent

In their words

What people say once the paperwork is done.

He walked me through three plans and told me which one he would not pick, and why. Nobody had ever done that.
Marisol D. · Tampa, FL · Family health
“I'm 1099 and my income moves around a lot. He found something that fits that instead of pretending it doesn't happen.”
Curtis W. · Austin, TX · Self-employed
“Showed me a private plan with a better network than what I had, for less a month. I didn't know that was an option.”
Joy A. · Columbus, OH · Private major medical
“I called on a Sunday expecting voicemail. He picked up.”
Renard P. · Phoenix, AZ · Term life
“Handled the carrier paperwork start to finish. I signed two things and that was it.”
Dana K. · Pittsburgh, PA · Medicare Supplement
“Moved our six employees over in one afternoon. He dealt with the carrier, not me.”
Teresa M. · Charlotte, NC · Small group

No pressure, no fee

Get it explained before you sign.

Two minutes to ask. Connor reads every one himself.

Call or text, 24/7.

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