Health insurance
Health coverage, compared honestly.
Private major medical first. For most people who don't qualify for a subsidy, it's the better network for less money. I weigh employer and Marketplace options alongside it, so you see every route that fits.
Call or text, 24/7.
DeLorenzo Life & Health is not the Health Insurance Marketplace website (HealthCare.gov) and is not affiliated with any federal or state Marketplace. Marketplace links go to HealthSherpa, an online enrollment platform.
- Licensed in 24 states
- 16 carriers & networks
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- No fee to you, ever
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Your options, plainly
What each one is, and who it tends to suit. You don't need to pick. That's what the conversation is for.
Private major medical
Plans bought directly from the carrier. Typically a broader network and a lower premium than a comparable Marketplace plan.
Best for: Healthier individuals and families who don't qualify for a subsidy
Small group
Employer-sponsored coverage for teams of two and up, with level-funded and ICHRA alternatives.
Best for: Business owners with employees
Self-employed plans
Built around variable 1099 income rather than a steady paycheck.
Best for: Contractors, freelancers and founders
ACA Marketplace
Also an option. Federal protections and no medical underwriting, with subsidies based on income and household size.
Best for: Subsidy-eligible households, or significant health history
Whichever route fits, we'll find the best fit for you.
In their words
What people say once the paperwork is done.
He walked me through three plans and told me which one he would not pick, and why. Nobody had ever done that.
“I'm 1099 and my income moves around a lot. He found something that fits that instead of pretending it doesn't happen.”
“Showed me a private plan with a better network than what I had, for less a month. I didn't know that was an option.”
“I called on a Sunday expecting voicemail. He picked up.”
“Handled the carrier paperwork start to finish. I signed two things and that was it.”
“Moved our six employees over in one afternoon. He dealt with the carrier, not me.”
No pressure, no fee
Get it explained before you sign.
Two minutes to ask. Connor reads every one himself.
Call or text, 24/7.