DeLorenzo Life & Health

Questions people ask every day.

Placeholder answers reviewed against current rules before launch.

What is private health insurance?

Private health insurance is a great fit for people who don't qualify for subsidies, or for healthier individuals who want to pay less for better coverage.

What's the process like working with Connor?

Extremely simple. First, I get to know you and what you need, like your doctors, medications, and budget. Then we sit down together, go over your plan options side by side, and decide which one works best for you. No pressure, no jargon, just a real conversation.

What happens after I enroll?

I walk you through your plan in full so you know exactly what's covered before you ever need to use it. After that, I'm still here. If you have a question about a bill or a claim, you call me, not a hotline.

What if my needs change down the road?

Life changes, and your coverage should keep up. Whether it's a new job, a new baby, or a new prescription, just reach out and we'll review your plan together. I check in at renewal too, so you're never stuck in a plan that no longer fits.

Does using a health advisor cost me more?

No. There is no fee to you and the premium is identical to buying direct. The carrier pays the advisor.

Can I buy dental, vision, or life insurance on their own?

Yes. None of them require you to hold health coverage first.

Which states are you licensed in?

24 states. The full list with license numbers is on the licensing page.

When can I enroll in a Marketplace plan?

Open Enrollment normally runs November 1 to January 15. Outside that window you need a qualifying life event.

What counts as a Special Enrollment Period?

Losing coverage, moving, marriage, birth or adoption. Most give you a 60-day window from the date of the event.

What does Medicare Supplement Plan G cover?

It covers most of what Original Medicare leaves behind: the Part A deductible, coinsurance, and excess charges. You still pay the Part B deductible.

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