Self-employed
Coverage that fits 1099 income.
Income that moves around every month makes subsidy estimates and plan choice genuinely harder. That is a conversation, not a calculator.
Call or text, 24/7.
- Licensed in 24 states
- 16 carriers & networks
- NPN 22228772
- No fee to you, ever
- Reachable 24/7
Your options, plainly
What each one is, and who it tends to suit. You don't need to pick. That's what the conversation is for.
Marketplace with income estimate
Subsidies track projected annual income. Estimating it wrong costs you at tax time.
Best for: Most contractors
Private major medical
Underwritten, often cheaper if you are healthy and earn too much to subsidise.
Best for: Higher earning healthy freelancers
Health share alternatives
Not insurance and not regulated as insurance. Real limitations you should hear out loud.
Best for: Discussed only with the caveats attached
Supplemental stack
Accident and critical illness cover layered under a high-deductible plan.
Best for: Lowering exposure without a premium jump
In their words
What people say once the paperwork is done.
He walked me through three plans and told me which one he would not pick, and why. Nobody had ever done that.
“I'm 1099 and my income moves around a lot. He found something that fits that instead of pretending it doesn't happen.”
“Showed me a private plan with a better network than what I had, for less a month. I didn't know that was an option.”
“I called on a Sunday expecting voicemail. He picked up.”
“Handled the carrier paperwork start to finish. I signed two things and that was it.”
“Moved our six employees over in one afternoon. He dealt with the carrier, not me.”
No pressure, no fee
Get it explained before you sign.
Two minutes to ask. Connor reads every one himself.
Call or text, 24/7.